• NJ Medicare Advantage Plans
  Medicare Advantage plans involve co-pays, co-insurance and provider network for medical coverage and ask that you seek scheduled medical care in a specific network of physicians and hospitals.
• NJ Medicare Supplement Plans
  A Medicare supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like co-payments, coinsurance, and deductibles.
• Medicare Part D Plans - NJ Medicare Drug Plans
  To get Medicare drug coverage, you must join a plan run by an insurance company or other private company approved by Medicare. Each plan can vary in cost and drugs covered.

To get a better idea of which type insurance is best for you please click on each of the plans above, Medicare Advantage Plans, Medicare Supplement Plans and Medicare Part D plans.

Once you have had a chance to review, please contact me so I can help you further.

This year, depending on the County you live in, there are over 5 Medicare Supplement Insurance Companies, 4 Medicare Advantage Companies and 30 different Medicare part D plans to choose from. Choosing the wrong company or plan will cost you hundreds if not thousands of dollars a year. It is not uncommon for a husband and wife to have two different plans. While Medicare Supplement plans are the same from insurance company to insurance company, Medicare Advantage plans and Medicare part D plans vary.

You need to make sure you choose the right plan for you. My Medicare expertise allows me to confidently say... That is where I can be a big help.